Best Gold IRA Companies (Rollover Your 401k or IRA to Gold)

When preparing for retirement, people need to make sure that they have multiple investment portfolios to have a better chance of being fully ready for their golden years. Many people who know that gold is a valuable asset will choose to create a gold IRA account with a gold IRA company.

However, many gold IRA companies are out there, and investors must pick the right one. That is because they will need to have one that helps them with their precious metals IRA needs.

To learn more about gold IRA companies, continue reading below.

What Will I Learn?

What Is a Gold IRA?

A gold IRA is another form of a retirement account that holds gold and silver. Like with a traditional IRA, people can put pre-tax contributions into their new retirement account. The biggest difference between a traditional IRA and a gold IRA is that a traditional IRA only has paper assets. Still, gold IRAs allow investors to have physical precious metals under their belt.

These precious metals must be stored in a trusted depository, not in their own home. This is a rule that the IRS established. Also, the IRS has picked out specific gold coins, gold bullion, silver, platinum, and palladium metals that can be sold and kept in these IRAs.

Additionally, a gold IRA rollover is when investors move their retirement account to a gold IRA account that allows them to hold physical gold or other precious metals. People who have a 401K, 403B, 457B, or a TSP can look into moving their retirement account to a gold IRA.

When someone is looking to retire, they will want to have multiple investments and different IRA accounts because they will have more options. Also, since precious metals keep their value, gold IRAs have become increasingly popular in recent years. It is a safe investment for those who want to retire.

How Were These Gold IRA Companies Ranked?

To find the most reputable gold IRA company, a few things need to be checked. One of the first things that were checked was customer service. When someone is putting a large sum of money into their retirement account, they should have the best customer service. Also, the customer support team should be ready to help whenever anyone is stuck with their retirement account.

The next thing that was looked at was the product options. Every company knows that people want to see a variety of precious metals for them to choose from; otherwise, they will open their accounts elsewhere. Having a company that gives people multiple options is the best way to turn a potential customer into a long-time customer.

Also, transparency was looked at when picking the following companies. The best gold IRA companies are transparent with pricing because no one likes to have a surprise. People should be given a complete breakdown of why they are paying a certain amount, so they can see if there are any hidden fees. Also, this goes with the additional fees that can be added to an account when someone is setting it up. There are commission charges, set-up fees, custodial fees, and maintenance fees.

Lastly, all of the websites were looked at because people should be able to navigate a website efficiently. When a company is willing to keep its website up to date, then the policies and attitudes are more likely to be modern and representative of today’s society.

The Three Best Gold IRA Rollover Companies

With so many gold IRA companies to choose from, it is essential that people only use the best for their retirement portfolio. The following is a list of three great companies that everyone should look at if they want to look into a gold IRA for themselves.

Goldco: The Best Gold IRA Company Overall

Goldco is a gold IRA company that will always go the extra mile for investors or potential customers, so they are always informed about the decision they will make. Also, customer support is unmatched because they are always available to help people who want to know more about a gold IRA and how it will benefit them.

PROS

CONS

Goldco has been around since 2006, so it is one of the best gold IRA companies out there with the amount of research it has done to ensure investors always get the best service and product from them. There are many reasons why people still use Goldco, but one of the biggest reasons is because the customer support team is unbeatable.

Customers have always been looked after, from setting up their accounts to making simple transactions, because the team believes that every precious metals IRA deserves to have that special service. Also, there is always a wide range of educational resources on the website. Hence, investors can learn more about gold and silver and their performance in the market. This is a great way to get them involved with their gold IRA without putting them too far out of their comfort zone.

Additionally, the resources do not end there. Goldco understands that the rollover process may be new for some people, so videos and e-books are available for customers to read on the company’s blog. It is continuously updated, perfect for those who want to learn more about precious metals and invest.

However, the only downside about Goldco is that people cannot find out about the fees, account minimums, storage, or custodians when they go to the website. People will need to contact the company and speak to a representative to learn more about a precious metals IRA and how Goldco can help them. Except, if the investor feels like they need more information, then all they need to do is provide the company with their name, phone number, address, and email address. They will then receive a complete package that explains the mission behind Goldco, how a gold IRA can help with retirement, and much more.

Augusta Precious Metals: Experts in Gold IRA Rollover

Many people like using Augusta Precious metals because of the low costs to create an account, and the company is transparent about its pricing structure. People will always know what they are getting when they open a precious metals IRA account with this company.

PROS

CONS

The biggest difference between the many different gold IRA companies is the pricing. People want to open a gold IRA with a low-cost fee structure, but many companies do not reveal their full costs on their websites. However, Augusta Precious Metals believes that investors should know what the pricing structure is like, which will help them pick the right gold IRA company for them and their needs.

This company has been around since 2012, so it has built a strong reputation for integrity and transparency. Also, the company offers investors a 100% money-back guarantee for new customers, which gives them peace of mind when they’re considering moving their retirement funds over. The team that works at the company is also knowledgeable about the company and how the accounts work, so people who want to set up a gold IRA will have no problems when they are working with this company.

When it comes to storage, Augusta Precious Metals works with the Delaware Depository, which is one of the most reputable gold IRA custodians out there. Investors’ gold and silver will be kept here for safekeeping, and there are vaults throughout the US.

Moreover, the customer support at Augusta Precious Metals is fantastic. People love that the onboarding and transaction process is easy, so anyone can open an account with this company. However, people cannot make any purchases online, which may put some customers off.

When it comes to the drawbacks of this company, people will be disappointed in the limited choices of precious metals with this gold IRA company. Also, the minimum investment requirement is high compared to other companies. Customers who want to invest in platinum or palladium coins will need to go elsewhere because the company only focuses on gold coins, gold bullion, and silver coins.

Noble Gold: Gold IRA Transfer to Gold Specialists

Noble Gold has a low minimum investment requirement, which many people like regarding their investment portfolio. Also, there is an extensive library of educational resources available for customers to choose the best gold IRA company available.

PROS

CONS

Noble Gold has been around since 2016, which means that it is a newcomer in the gold IRA industry. However, there are a lot of great features that Noble Gold does offer investors. People will enjoy the low minimum investment requirement and the large educational resources available to them. Many new investors are looking to use Noble Gold for their gold IRA.

Also, the company has managed to garner a lot of positive reviews. The big organizations like the Better Business Bureau have given Noble Gold a high rating for being such a new company.

Additionally, a representative will explain everything to the investor when a customer goes to the company and speaks about wanting to create an account. They want to try and better understand their needs, objectives, and preferences, which allows them to guide the customer into choosing the right gold IRA for them. This tactic is a lot better tactic than someone who is being too pushy.

However, Noble Gold’s fees are not the lowest compared to other companies, but it is reasonable. New customers will be charged an $80 annual service fee and a $150 annual storage fee. Luckily, these are flat fees that every account holder needs to pay, no matter what the account size.

When it comes to purchasing gold, silver, platinum, and palladium, members can make the purchases they want. Also, they can sell it back to the company with their zero-question policy. They will buy back any gold and silver the investor purchases without asking a single question, which also brings a lot of peace of mind when creating a gold IRA with this company.

People who want to use Noble Gold’s storage facility will be working with Equity International. Investors will be able to see their accounts at any time online. Noble Gold also uses International Depository Services for storage. There are two locations in the US and one in Canada. Someone having their physical precious metals being looked after there will also have the Lloyd’s London insurance policy added for extra protection.

Many investors can spend their time looking at Noble Gold’s website to gather all of the educational knowledge in no time. Also, people can begin the account registration process online, but they will need to contact a representative to complete it.

How Do You Find the Best Gold IRA Custodian?

When someone owns precious metals, they need to ensure they are keeping them safe in the right gold IRA custodians. The IRS has said that people are not allowed to store them in their hold, which is why they need to be placed in a storage facility. There are many custodians or depositories across the US, but people may be worried about picking the wrong one for their needs.

However, many gold IRA companies do work with some of the best depositories, so people can allow the company to store their precious metals themselves. Except, those metals will be stored with other gold IRAs. Some people may not like this idea, so they will need to pay an extra fee to get their precious metals moved, so they can be placed in a separate unit. However, this is up to the individual.

Also, people do not need to use these storage facilities if they do not want to. There are many different companies out there that people can use. They will need to complete their research on which one they want to use. People should be careful about the depository they are looking at, so they should look for licenses, registrations, and insurances that need to be in place. When all of this is found, they should also learn about the company’s reputation to ensure that it is a reputable storage unit.

Conclusion

Many gold IRA providers are out there, but not many are the best at the rollover process. The three companies in this list are experts in their field, so investors can easily know they are working with the best. Other companies like Birch Gold Group are available, but Goldco is an all-time favorite regarding gold IRA accounts.

This is because the company takes all precious metals IRAs seriously, so people can have a great experience. That is also why the customer support team is unmatched regarding their service. When an investor puts their money into precious metals, they will want to have a team that works with them and will look after their investment. Goldco understands that gold IRAs can make a big difference in the lives of investors when it’s time for them to retire.

Overall, gold IRAs are a sound investment. That is why many people want to purchase gold, silver, platinum, and more for their future. Those who want to get in on this action should speak with an advisor today.